![]() ![]() Your present and recent past Capital One accounts must be in good standing: not past due, over the credit limit, or charged off.You can’t have more than 5 open credit card accounts with Capital One.Your monthly income must exceed your monthly housing payment by at least $425.Quicksilver Card Approval and Credit LineĪmong the cards we’ve reviewed, Capital One is marvelously clear about its approval requirements. If you travel or make purchases overseas, you’ll appreciate this card’s $0 foreign transaction fee. The balance transfer fee is 3% of the amount transferred, and the cash advance fee is $10 or 3% of the amount advanced, whichever is greater. There is no penalty APR any increases in APR are based on increases in the prime rate. The 9-month, 0% introductory APR on purchases and balance transfers available as of early April 2019 offer a considerable opportunity for savings with the Quicksilver Card as long as you keep up with your minimum payments and pay off your balance before the introductory period expires.Īfter the introductory period, this card has an APR of 14.24% to 24.24% variable. How much could you earn? If you charge $1,500 a month to your Quicksilver card, you’ll earn $270 in cash back each year. You can even set up automatic redemptions that will occur whenever you reach a certain threshold, such as $25, or at a certain point in the calendar year. Rewards never expire while your account remains open, and you can redeem cash back in any amount - there are no minimums - as a statement credit, check, or gift card. ![]() ![]() In addition to the ongoing rewards of unlimited 1.5% back, you’ll earn a $150 cash bonus when you charge just $500 in purchases to your account within 3 months of opening it. If you have excellent credit and want to earn cash back rewards on every purchase, the Capital One Quicksilver card is one of the best cards to apply for in 2019. ![]()
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